Construction Loan Calculator
Build a complete planning budget for land, soft costs, construction agreement costs, contingency, closing estimates, and eligible credits. The summary updates as you enter your estimates.
Enter Your Planning Estimates
Use the purchase price or current appraised value of your lot. Include site preparation, grading, demolition, or other land improvements separately.
Site prep, grading, demolition, or improvements
Planning purposes only. This calculator is an educational budget worksheet, not a rate quote, approval, offer of credit, or commitment to lend. Appraisals, lender fees, title fees, third-party charges, deposits, credits, land equity, and final loan terms are subject to verification and can vary by property, location, loan program, and provider. This worksheet may not include every project or financing cost.
Turn the Worksheet Into a Construction Plan
A planning review can help identify the project documents, cost categories, and next steps to organize before applying.
Start a Planning Review