Market Commentary
Phoenix market updates, rate commentary and housing outlook from a mortgage planner's perspective.
Phoenix New Construction Market 2026: Uneven Recovery
A ground-level look at the Phoenix new construction market in 2026 — where inventory is moving and where it is not.
Read articleBuying New Construction Now: Why This Could Be the Turn
The case for buying new construction in the current market — and the financing considerations unique to new builds.
Read articleSeller Concessions, Pay Points or Reduce Price?
How to evaluate seller concession offers in 2026 — and when buying down the rate makes more sense than a price reduction.
Read articleAre 1% Mortgages Really Coming?
How far and how fast rates could fall — and what that means for buyers who are waiting on the sidelines.
Read article2025 Housing Suds: Tastes Great or Less Filling?
A frank look at the 2025 housing market — what the data says and what it does not say about where prices are headed.
Read articleRate Revolution: Why I Am Thankful for the Red Heart
A personal take on rate volatility and why the current environment creates planning opportunities for prepared buyers.
Read articleReady to Plan Around the Market?
Market commentary is useful context. A planning review applies it to your specific situation.
Start a Planning Review